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Important Articles and Information

During uncertain times, knowledge is power! Rosen Financial believes that staying educated and informed is the most important step you can take in understanding your retirement. Here are some recent articles related to the Coronavirus Pandemic that we believe are important to consider during this time.

Due to these unprecedented times, we are currently offering a complimentary 1-hour review of your portfolio ($1,500 value). Please visit: to schedule a time at your convenience.


1. Why the chances for a 'V'-shaped economic recovery are getting less likely: CNBC 
What is more likely to happen is an economy that might rev hard at first but may be prone to sputtering, stalling and wheezing before finally hitting cruising speed.

Hedge-fund manager Dan Niles, in a note cited by Yahoo Finance this week, warned his clients way back in February that he was getting “increasingly worried” investors weren’t ready for the impact the spread of the coronavirus could have on the U.S. economy. He’s not any more optimistic now then he was back then.

There is a significant chance the global economy experiences “a vicious spiral, which is typical of recessions, between weak final demand, weaker labor markets, falling profits, weak credits markets and low oil prices.”

An investment account that's deep in the red just might have a silver lining. Tax-loss harvesting allows you to sell off a few poor performers and use them to offset gains elsewhere in your portfolio.

5. 11 questions about the coronavirus economic crisis you were too embarrassed to ask: Vox
From how to think about the stock market to what to do if you lose your job, here’s what you need to know about coronavirus and the economy.

7. Tap your health savings account first for medical costs amid pandemic: CNBC
Health savings accounts, or HSAs, allow you to use tax-free money towards medical expenses. Here's how to use it during the coronavirus pandemic.

8. The Best Way to Worry About Money Right Now: The Cut
Focus on what you can control, even if it’s very little.

9. Coronavirus unemployment guide: What to do if you get laid off or furloughed: The Washington Post
Here are eight questions to consider if you find yourself among the hundreds of thousands of Americans without a job.

10. Young adults, burdened with debt, are now facing an economic crisis: The New York Times
Young people who entered this financial downturn with fewer resources than previous generations are enduring pain.

Below are general articles about popular investment and retirement planning options.

Saving for Retirement

Five Keys To Investing For Retirement

All About IRAs

Eleven Ways To Help Yourself Stay Sane in a Crazy Market

Balancing Your Investment Choices With Asset Allocation

Beyond Traditional Asset Classes: Exploring Alternatives

Socially Responsible Investing