Protecting yourself and your loved ones is vital to a successful financial plan. Nobody can predict what the future looks like, and while unlikely, it is an unfortunate reality that accidents and premature death can happen to anyone. (
Click here to read about Bradley's own experience)
This is where insurance comes in. Without the proper planning, severe injury, short or long term disability, or premature death can devastate one's entire financial plan and their family's fortunes.
Three Important Insurance Products
Life Insurance can help your loved ones replace your income should you prematurely pass away. We can help you assess the appropriate amount of insurance coverage you need to make sure that your family can survive and sustain their lifestyle without you. (
Click Here for our Life Insurance Guide: How Much Insurance Do I Need?)
It is also important to consider that a serious illness or injury can harm more than your health. Disabilities can have a serious impact on your ability to work and meet you and/or your family's living expenses. Long-term Disability Income Insurance helps you pay for living expenses while you are unable to work. With Disability Insurance, you can avoid depleting your savings or assets you have accumulated for your retirement and/or your children's education.
Depending on our client's age, we will explore the possibility of incorporating a Long Term Care Insurance plan or rider that can save your retirement money from rising healthcare costs in their later years. Long Term Care can devastate one's entire retirement portfolio in years when you cannot make back the money at the rate you are spending.
Rosen Financial offers the following Insurance services...
- Cash Value Life Insurance
- Whole Life Insurance
- Universal Life Insurance
- Variable Universal Life Insurance
- Indexed Universal Life Insurance
- Term Life Insurance
- Disability Income Insurance
- Long Term Care Insurance
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